Stop Paying Rising Electricity Bills With Locked Capital

GET SOLAR @ 0% INVESTMENT

₹50 Crore

Loan Availability

₹3 Crore

Same-Day Sanction

10-Year

Payback Period

100%

Project Financing

Commercial Solar
Financing Options

What Do We Offer?

Comprehensive solar financing solutions tailored for your business

Commercial Solar Term Loan

Flexible financing options for your solar investment

Loan Type

Term Loan (Rupee or Foreign Currency)

Loan Amount

Up to ₹50 crore

Financing Support

Up to 75%

of total project cost

Repayment Period

Up to 10 years

Moratorium Period

Up to 18 months

Grace period before EMI starts

Interest Rate

From ~6%

MCLR-linked rate

Interest Rates That Make Business Sense

  • MCLR-linked interest rate
  • Effective rates starting from approximately 6%
  • Transparent pricing with no hidden costs
  • Competitive rates for commercial solar

Extra Advantage for Micro & Small Enterprises

If your business is classified as Micro or Small:

  • 2% interest subsidy
  • Lower effective EMI
  • Faster payback period
  • Stronger return on investment
For All Business Types

Financing for Medium Enterprises Too

Medium Enterprises

Loan facility available with structured repayment benefits

Note: No interest subsidy for Medium category

Fast-Track Approvals

Same-day loan sanction applicable for loans up to ₹3 crore

Avail Now
Perfect For

Who This Scheme Is Best For

This scheme works best for businesses that consume power daily

Manufacturing Units

Factories with high daily power consumption

Warehouses

Logistics facilities and storage centers

Office Buildings

Commercial complexes and business parks

MSME Solar Plants

Rooftop and ground-mounted installations

Key Insight

If electricity is a fixed operating cost for your business, this scheme helps reduce it without slowing growth.

Requirements

Eligibility Checklist

To apply, you typically need:

  • Udyam Registration

    MSME registration certificate

  • GST Certificate

    Active GST registration

  • Income Tax Returns

    Last three years of ITR

  • MSME Classification

    Micro, Small, or Medium enterprise status

Why Businesses Choose This

  • Solar without blocking working capital
  • Predictable EMIs instead of unpredictable power bills
  • Long-term savings through structured financing
  • Cleaner energy with lower operating costs
End-to-End Support

With SIA Solar, You Get

Feasibility Study

Solar feasibility study and detailed ROI estimation for your facility

Project Planning

Complete project planning aligned with SIDBI financing requirements

Documentation Support

Expert assistance with all loan documentation and bank coordination

Solar Execution

End-to-end commercial solar project execution by experienced team

AMC Services

Optional Annual Maintenance Contract for long-term system health

Performance Monitoring

Real-time monitoring and performance tracking with detailed reports

Ready to Check If Your Business Qualifies?

Get expert consultation and feasibility study for your commercial solar project

Limited Time Offer

Get priority processing for loan applications received this month. Same-day sanction available for eligible projects up to ₹3 crore.

Common Questions

Frequently Asked Questions

The scheme offers loans up to ₹50 crore with financing support of up to 75% of the total project cost. For loans up to ₹3 crore, same-day sanction is available.

Only Micro and Small enterprises (as classified under MSME guidelines) are eligible for the 2% interest subsidy. Medium enterprises can avail the loan facility but are not eligible for the interest subsidy.

A moratorium period of up to 18 months is available. This is a grace period during which you don't need to start EMI payments, allowing your solar system to become operational and start generating returns first.

You typically need: Udyam Registration, GST Certificate, last three years of Income Tax Returns, and MSME classification certificate (Micro, Small, or Medium). Additional documents may be required based on your specific case.

We provide end-to-end support including solar feasibility study, ROI estimation, project planning aligned with SIDBI requirements, documentation assistance, bank coordination, complete solar installation, and optional AMC with performance monitoring.

Ready to Switch to Solar?

Join thousands of satisfied customers who are saving money and helping the environment with SIA Solar. Get a free assessment today!